Compliance Officer

**Role Overview:** Simpaisa is hiring for a Compliance officer who will be responsible for executing merchant due diligence and transaction monitoring to mitigate the money laundering and financial crime risks, while managing direct regulatory correspondence with Bangladesh Bank and Operators. **Key Responsibilities:** * Manage the full merchant compliance lifecycle by executing end to end KYC/CDD verification prior to Merchant ID activation, conducting Enhanced Due Diligence (EDD) on high\-risk segments, and performing periodic risk assessments as transaction profiles evolve. Execute transaction monitoring across the payment gateway network. * Investigate transaction alerts, document evidence\-backed case files, and draft Suspicious Transaction Reports (STRs) in line with Bangladesh Financial Intelligence Unit (BFIU) protocols. * Act as the primary liaison for Bangladesh Bank and Operators to manage regulatory submissions, resolve merchant disputes, and implement BFIU circulars while maintaining audit ready compliance registries for onboarding and transaction monitoring. * Coordinate with internal risk, operations, and engineering teams to streamline data pipeline sharing and optimize screening rules within a fast paced fintech environment. * Support during inspections, external audits, and the documentation of internal controls, policies and standard operating procedures (SOPs). * Deep operational knowledge of Bangladesh Bank AML/CFT regulations, the Money Laundering Prevention Act, and specific BFIU guidelines governing digital wallets and merchant acquiring networks. **Requirements** * Bachelor’s degree in business, Finance, Accounting, Economics, Law, or related field. * 4\-6 years in AML/CFT, CDD/KYC, and transaction monitoring within a Bangladeshi fintech, MFS, PSO/PSP, digital bank, or payment gateway. * Deep understanding of the Money Laundering Prevention Act 2012, Anti\-Terrorism Act 2009, and BFIU guidelines (Active or in\-progress CAMS or equivalent certification). * Strong investigative writing (English \& Bangla) and firm compliance judgment.