Compliance Officer

**About the Client:** The client is a regional fintech company, headquartered in Singapore **Role:** This role will encompass being appointed Compliance Officer (CO) for the Company's Hong Kong money service operator (MSO) licence application, held under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615). You will be the main point in Hong Kong for the design, implementation and oversight of the Company's AML/CFT systems, and the primary point of contact for the Customs and Excise Department (C&ED) and the Joint Financial Intelligence Unit (JFIU) in Hong Kong. This role also supports the Company’s Group Compliance operations across markets where the Group operates thus providing exposure to other markets. The role requires a hands-on compliance professional who can balance regulatory requirements with commercial objectives and work closely with regional stakeholders — you will report to the Compliance Lead based in Singapore on day-to-day matters, compliance matters, policy, governance and group-wide standards. **Duties:** * Act as the Company's named Compliance Officer for the Hong Kong MSO licence, serving as the central point for liaison with C&ED and other law enforcement agencies. * Support with the preparation of all regulatory submissions to C&ED, including periodic returns, MSO licence renewal, and any C&ED interviews or regulatory inspections. * Support, develop, implement and continuously review the Group’s and Company's AML/CFT systems, policies and procedures across jurisdictions including meeting the requirements of the AMLO and C&ED's AML/CFT Guideline for Money Service Operators. * Support with preparing on notifications C&ED of any material changes in particulars (e.g. directors, ultimate owners, premises, CO/MLRO), and prepare applications requiring C&ED's prior approval. * Review, investigate and clear transaction monitoring alerts, name screening hits and sanctions matches, and support the preparation and filing of Suspicious Transaction Reports (STRs) to the JFIU where necessary. * Support the enterprise ML/TF risk assessment, ensuring customer due diligence (CDD) and enhanced due diligence (EDD) frameworks are applied on a risk-based approach across onboarding and ongoing monitoring across multiple markets. * Conduct customer onboarding, periodic reviews and enhanced due diligence across multiple markets. * Support the maintenance and update internal sanctions and blocklist screening processes * Coordinate with Compliance Lead in Singapore to align policies and risk appetite with group-wide standards across multiple markets. * Assist with preparation of AML/CFT training for employees and provide support on escalations for compliance queries from the Company. * Maintain accurate compliance records and documentation in line with the Company's statutory record-keeping obligations. * Support Company's independent audit function on periodic reviews of the AML/CFT systems, and support remediation of any findings. * Support the implementation of new products, strategic initiatives, or process improvements by conducting compliance and regulatory assessments. * Support on ad-hoc projects and initiatives as assigned by Compliance Lead. **Job Requirements:** * Bachelor's degree in Law, Finance, Business or a related field. * 2-4 years of AML/compliance experience within Hong Kong financial institutions, preferably at a bank, payment service provider, money service operator, or other relevant experience. Prior experience acting as a named Compliance Officer or MLRO is an advantage. * Strong working knowledge of the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), C&ED's AML/CFT Guideline for Money Service Operators, and the MSO licensing regime. * Demonstrated ability to operate with independence and authority — comfortable engaging directly with C&ED, the JFIU and senior management, including escalating and, where * Based in Hong Kong, eligible to work in Hong Kong without sponsorship, and able to satisfy C&ED's fit-and-proper person requirements. * Professional AML/compliance qualification (e.g. CAMS, ICA, CGSS) preferred. * Strong analytical, investigative and problem-solving skills, with sound judgement and attention to detail. * Excellent written and verbal communication skills in English and Cantonese; Mandarin proficiency an advantage for regional coordination.