Product Manager

**Product Manager** **Location:** Sydney CBD – In office 3 days/week **Package:** Up to $160k base \+ super **The Opportunity:** One of Australia's fastest scaling FinTechs is hiring a commercially minded, data\-led Product Manager to drive growth and innovation across its personal finance product suite. This is an ethically built, direct\-to\-consumer lender with over 1 million registered users, helping everyday Aussie's manage short\-term cash flow issues. Having just posted record profits, this is a scale\-up proving its model works. And it does it the right way: flat, transparent pricing, no late\-fee traps, recognised for multiple industry awards. **What you'll do:** * Own a squad of around 7 engineers and a dedicated designer, with data science and credit risk specialists alongside you, no delivery or analyst layer, reporting into the Head of Product * Start each day in the numbers: approvals, conversion, losses, customer behaviour. Pull them yourself (SQL or equivalent), spot what moved, form your own view * Break the problem down, size the commercial upside, turn it into requirements a lean squad can ship, then measure and go again * Run multiple initiatives in parallel on a sprint cadence, not quarters, a genuine step up in pace if your world currently moves in months * Own key features across the lending portfolio end to end: write concise requirements, rules and edge cases, and partner with lending, risk, operations, marketing and analytics on the trade\-offs * Keep lending safe, transparent and commercially smart, not just bigger for the sake of volume **What you bring:** * Proven at pace: several initiatives at once, shipped on sprint timelines, no delivery layer between you and engineering * Owned a core web or app journey, ideally application, onboarding or origination, accountable for approvals, conversion or losses, not just top\-of\-funnel * Experience in consumer lending, BNPL, on\-demand pay, digital banking or other regulated credit products. Domain fluency helps but isn't the gate * A consulting foundation is well regarded, especially if you moved from strategy or advisory into fintech or a scale\-up * Real operating experience on top: you've shipped things and worked directly with engineers, not just advised * Strong commercial instinct: you can explain what your work did to revenue, margin or losses, not just conversion * High curiosity, low ego, into the weeds by default **Apply now or reach out for more info:** 📩: george.bates@latitudeit.com.au 🔗: **George Bates \| LinkedIn**