Internship - Financial Risk Analyst

**WESTLAKE WARRIOR \|** **Finacial Risk Analyst Intern** **Job Summary:** The Financial Risk Analyst Intern will support the Risk Management team in evaluating and improving financial risk models and strategies. This internship provides hands\-on experience in credit risk assessment, data analysis, and financial modeling within the auto finance industry. **Key Responsibilities:** * **Data Integrity \& Data Audits** – Review datasets and reporting processes to identify missing, inconsistent, or inaccurate information. Perform data validation and reconciliation to help improve the reliability of data used for reporting and business decisions. * **Risk Analysis** – Analyze loan and portfolio performance to identify trends and potential risk factors. Learn how different borrower, loan, and deal characteristics relate to delinquency, losses, and overall portfolio performance. * **Improved Marketing Messages** – Review existing customer and/or dealer communications and use data to identify opportunities to improve messaging. Help develop clearer, more targeted messages and evaluate their effectiveness. * **Dashboard Enhancements, Cleanup \& Automation** – Improve existing dashboards and reports by simplifying layouts, validating metrics, removing unnecessary components, and automating repetitive processes. Focus on making reporting more accurate, efficient, and easy to understand. **Learn About the Originations Process** – Gain hands\-on exposure to the full loan origination lifecycle, including application submission, credit evaluation, underwriting, approval, funding, and boarding. Understand how different teams, systems, policies, and data points contribute to the decision\-making process. **Qualifications:** * Currently pursuing a Bachelor's or Master’s degree in Finance, Economics, Data Science, Business Analytics, or a related field. * Strong analytical and problem\-solving skills. * Proficiency in Excel, SQL, and/or Python is a plus. * Ability to interpret financial data and generate insights. * Strong communication and teamwork skills. **Mentorship Structure:** **Primary Mentor and** **Backup Mentor** The mentors will provide guidance, facilitate learning, and ensure the intern gains valuable hands\-on experience. They will hold regular check\-ins to review progress, answer questions, and provide feedback. This structured internship will offer a meaningful learning experience while contributing to critical business initiatives within the Risk department. **What’s our Pay rate?** * $18\.47 per hour * The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable. **ABOUT US** People. Purpose. Passion. These are the hallmarks of Westlake Financial Services, and have been since our inception in 1988\. Westlake specializes in prime to sub\-prime automotive financing, helping car dealerships do what they do best: sell cars. Our unique credit approval software (known as "The Buy Program ©") allows dealers to get an on\-the\-spot loan approval without waiting for callbacks, fax\-backs, or rehashes. Westlake Financial Services is an Internet based, privately held finance company that specializes in the acquisition and servicing of sub\-prime and non\-prime automotive retail installment contracts. Headquartered in Southern California, Westlake originates indirect retail installment contracts through a network of 21,000 new and used car dealers throughout the United States. All collections and servicing are performed in\-house from its central facility located in the Mid\-Wilshire area of Los Angeles. Westlake's success didn't just happen overnight. It took years of hard work, cultivation and intuition to get to where we are today. Not content to rest on our laurels, Westlake continues to build and refine, always keeping our dealers and customers in mind. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.